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You have just received your Bank of America credit card in the mail. Why should you activate it? If you leave an inactive card lying around your home or office, it could fall into the wrong hands and expose you to identity theft. No matter how careful you are, a person who steals the card may activate it as their own.

That’s where you ought to activate your Bank of America Credit Card through the phone or online. These are discussed in detail below:

Activate Bank of America Credit Card Online

Step 1. Open the Bank of America activation page and log into your account. If you do not have an online account, you can create one. You will be required to enter your social security number, email address, date of birth. At the end of the process, you will be issued with a username and password.

You will need the username and password to be able to log into your account. This should lead you to a page where you will enter certain information to have your card activated.

Step 2. Enter the required information to have your card activated. Part of the information you will need includes your name, credit card number, CVV number, date of birth, and social security number.

Step 3. Submit information. Don’t just enter the information and leave it at that. Review it to ensure you have captured it correctly. If you are sure you have it correct, submit the information to have your Bank of America Credit card activated.

Step 4. Confirmation of activation. Most of the card issuers and banks usually send an email as confirmation that the activation has been done. If the email is not forthcoming, why don’t you contact the issuer for confirmation that you have an activated card?

Step 5. Sign the card after removing the sticker. The Bank of America credit card will have a sticker containing the activation information. Remove it and sign at the back of the card. Use your name.

Activation through the Phone

Step 1. Get the Bank of America phone number 1-800-276-9939. This can be found either on the card or additional paperwork with which it came.

Step 2. Get ready with your information. Information such as the credit card number, CVV number, date of birth, and social security number shall be required. It is also possible that you will be asked to enter your full name.

Step 3. Call the telephone number. After dialing the telephone number, you will be directed to a recorded service. Follow the directions as provided by the system. Where you are required to input information using your phone’s keypad, do it. To complete the activation process, you will have to enter the information you collected in step 2, above.

Step 4. Complete the process and sign the card. After you have entered all the information required, the Bank of America Credit card will be activated. Remove the instructional sticker and sign the card. You need to provide your full name and signature.

In these two simple ways, you will be able to activate your Bank of America Credit Card.