How to Activate your Paypal Debit and Credit Card (2022)

Your PayPal account can now link to your debit card, called Business Debit MasterCard, or Cash Card. This type of card is mainly for business owners. You cannot use this card unless you activate it, but once you activate the card and is functioning properly, you can make use for any of the following:

  • Get quick access to your PayPal account in the US.
  • From your PayPal account, you can make a withdrawal or check your account balance through the Maestro or Cirrus ATMs.
  • Make direct payments from your PayPal account from anywhere where MasterCard or Visa is accepted.
  • Earn 1 percent cash back on eligible purchases after you signed up for a cash back plan.
  • Get protection from unauthorized payments sent from your PayPal account with the MasterCard Zero Liability policy.

After approving your application for your Cash Card or Business Debit MasterCard, it usually takes around 7 to 10 working days to get it in your mail. After which, you will have to go all through the PayPal Card Activation procedure.

How to Activate your PayPal Debit Card

  1. First, log in to your account, at
  2. Go to the ‘Profile’ and then click on ‘Profile and settings.’
  3. Click on the ‘My Money’ option.
  4.  Then click on the ‘Update.’
  5. Now, you can choose the card you want to activate. After that, click on the option ‘Activate Now.’
  6. Now you can enter your information, i.e., social security number, card number, CSV number, expiration date, and your date of birth. Finally, follow up by going to ‘Activate Debit Card’ and click on it.

After that, you will receive a notification mentioning that your card has been activated and is ready to use.

You can also activate your debit card through your phone by simply dialing 1-800-314-8298 and following the procedure step by step to get your card activated.

How to Activate your PayPal Credit Card

You can either choose the option for activating your card online or by calling the number 1-800-314-8298. If you go for the option of activating your card through telephone, you will have to follow a step-by-step guide. Here are the steps for activating your PayPal Credit card.

  1. Click the URL
  2. After that, log in to your account and then click on the ‘Activate PayPal Credit Card.’
  3. Enter all your necessary information like your card number, expiration date, CSV number, date of birth, and social security number. Then, follow up by going to ‘Activate Credit Card’ and click on it.

After that, you will receive a notification mentioning that your card has been activated and is ready to use.


The process of activating your PayPal card is quite simple and easy, and you can complete the whole activation process in no time. And once you finish with the process, you must sign your card’s back. After which, you are free to use your card for all sorts of transactions.

Myrtle Knox

Myrtle Knox is an award-winning reporter, editor, and writer. Her stories about banking, credit cards, insurance, economics, small business, and other subjects have been featured by the Los Angeles Times, Washington Post, Bankrate, Credit Karma, Bookmarks Magazine, FOX Business, CNBC, Yahoo! Finance, and dozens of major U.S. newspapers. Her articles have been cited in seven nonfiction books and two U.S. Congressional hearings. She edits nonfiction, memoir, and fiction, and contributes to Kirkus Reviews. Marcie holds a bachelor’s degree in English from UCLA and MBA from Pepperdine University.

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