Discover Credit Card Login Info & Instructions (2023)

There are many reasons for logging in to your Discover credit card online account. For instance, you may do so to make payments for purchases in an online or offline store. But before you even start using your card to make payments, you may want to log in to your online account to have it registered or activated.

If you want to keep track of your spending, you may want to log in to your account to see your statement online. In short, it is necessary to log in to your Discover credit card online account for various reasons.

Discover Credit Card Login

To log in to your Discover credit card online account, you need a user ID and password. These are the credentials you will enter before clicking “Log In”. Once logged in, you can access any of the accepted self-services.

What If You Have Forgotten Your Password?

In case you cannot remember your password, click “Forgot User ID/Password” which appears on the login page. On the next page, choose “Forgot Password” which is among the “Credit Card Options”. What will follow is the updating of your card and personal information.

If you don’t have your card information at hand, you may want to call the customer service number 1-800-DISCOVER to change your password.

You will receive a temporary password in your email. This is only valid for 72 hours and is meant for use to create a new password. To do so, you will log in to your account, select “Account Profile” and click “Account Information” followed by “Edit”. In that simple and clear way, you will be able to change your account password.

What If You Have Forgotten Your User ID?

You may at times forget your user ID. Click “Forgot User ID/Password” and go to Credit Cards Options. Select “Forgot User ID” to be directed to a page where you will use the 16-digit number of your card as the new user ID.

Once you log in to your account, go to “Account Profile”. You will be able to view your current user ID and commit it to memory or choose a new one. If you want a new user ID, go to “Account Information”. Once there, choose a new user ID. You may contact Discover at 1-877-742-7822 for further assistance.

What Are the Discover Password Requirements?

Your password can have between 8 and 32 characters and contain at least 1 number and 1 letter. It must be different from your user ID and is case sensitive. It may also include special characters. Instead of using a single password, you are better off with a multiword passphrase, which you can easily recall. That way, you will be able to properly secure your account.

What Are the Discover User ID Requirements?

The user ID should have between 6 and 16 characters and must be different from your social security number and card account number. You may include special characters although the user ID isn’t case sensitive.

What You Should Avoid?

Do not use personal information like addresses, birth dates, pet names, family names, and social security number. Your login credentials shouldn’t be the same as those you use on social media, email, and banking. Don’t stay with the same user ID and password for long without making changes.

Myrtle Knox

Myrtle Knox is an award-winning reporter, editor, and writer. Her stories about banking, credit cards, insurance, economics, small business, and other subjects have been featured by the Los Angeles Times, Washington Post, Bankrate, Credit Karma, Bookmarks Magazine, FOX Business, CNBC, Yahoo! Finance, and dozens of major U.S. newspapers. Her articles have been cited in seven nonfiction books and two U.S. Congressional hearings. She edits nonfiction, memoir, and fiction, and contributes to Kirkus Reviews. Marcie holds a bachelor’s degree in English from UCLA and MBA from Pepperdine University.

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