Banking Invitation Number Guide (2022)

You don’t have to pay your high interest bills now, if you have a Discover personal loan invitation in your mail. They have pre-assured themselves about your credit score and have offered you a loan with an invitation number.

How can you Apply?

  • You can apply by calling on the number (1-800-767-1823)
  • You can log on to
  • Use discover personal loans apply by mail feature.

In all cases, you will use the supplied invitation number to speed up the application process.

Advantages of a Discover Personal Loan

  • The Discover personal loans apply by mail feature have made the whole process very much easy and convenient.
  • There will be no fluctuations in rate as the charge will be based on fixed rates, this will save you the money as the fixed rates could be lower than the rate you are paying currently.
  • The interest rate can save money for you according to the difference in the interest rate approved currently than the previous one.
  • There will be no annual fees, no origination fees, no closing fees, and no pre-payment penalty as well.

Discover Personal Loan Payments

Let’s assume, that you get $15,000 of loan approved at an interest rate of 6.99% APR (Annual Percentage Rate) for a time period of 72 months, then your loan payment will be $256 per month. But the APR (Annual Percentage Rate) will be based on the credit score of the time you apply for the loan. The APR (Annual Percentage Rate) ranges from 6.99% to 24.99. The term ranges from 36 to 84 month in case of long-terms.

The better the credit score of the applicant the less the interest rate will be.

If you have any questions regarding the details or any queries you can call 1-800-767-1823.

Alternatives to Discover Personal Loans

There are plenty of other loan options out there. We have a quick guide on the Application process which may help you.

Myrtle Knox

Myrtle Knox is an award-winning reporter, editor, and writer. Her stories about banking, credit cards, insurance, economics, small business, and other subjects have been featured by the Los Angeles Times, Washington Post, Bankrate, Credit Karma, Bookmarks Magazine, FOX Business, CNBC, Yahoo! Finance, and dozens of major U.S. newspapers. Her articles have been cited in seven nonfiction books and two U.S. Congressional hearings. She edits nonfiction, memoir, and fiction, and contributes to Kirkus Reviews. Marcie holds a bachelor’s degree in English from UCLA and MBA from Pepperdine University.

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