GAP Credit Card Login Guide (2022)

If you love shopping and always like to wear trendy outfits. But huge shopping bills is hurdle between you and your love for shopping.

Then get a GAP Credit Card because it has many benefits for those who love shopping.


GAP Inc., was founded in 1969 by Donald Fisher and Doris F. Fisher, it is an American worldwide clothing and accessories retailer with its headquarters in San Francisco, California.

It is one of the largest store for fashionable clothing and accessories, you’ll find every trendy outfit there. They sell their products through their own GAP retail stores, website and in other retail outlets.

GAP Credit Card

GAP Inc., created their own credit card named GAP Credit Card, so that their customers can earn reward points and enjoy its benefits. It is issued by Synchrony Bank. GAP created two types of credit cards:

  • GAP Credit Card
  • GAP Visa Card

GAP Visa Card is acceptable in every store, while GAP Credit can be used in limited stores like:

  1. Banana Republic
  2. Old Navy
  3. Piper Lime
  4. Athlete

If you use GAP Credit Card in these retail outlets while shopping then you’ll earn many reward points and can enjoy many benefits GAP Credit Card offers.

GAP Reward And Benefits

You’ll many reward points if you use GAP Credit Card while shopping at any GAP retail store or online.

  1. You’ll earn 5 points for every $1 spent at GAP Inc. Brands.
  2. You’ll get $5 for every 500 points earned.
  3. You can redeem your rewards at any GAP Inc. Brand.
  4. On shopping days you’ll get bonus points.
  5. No annual fee is charged.
  6. Free shipping on any order if you use your GAP credit card.
  7. They give birthday offers to their customers.
  8. Zero Fraud Liability.

GAP Credit Card Application

You can easily apply for GAP Credit Card but make sure you meet these conditions first:

  1. Have a valid government-issued photo ID
  2. Have a valid government-issued tax identification number (such as SSN or SIN)
  3. Clear credit record
  4. Legal resident of United States.

If you meet the above mentioned conditions then  you can proceed with your GAP credit card application. Follow these steps to complete your application process:

  1. Go to the official website of GAP Credit Card- from your web browser.
  2. Once the page opens, click on APPLY NOW.
  3. A new page will open, then enter your SSN and Mobile Number.
  4. Next click on Continue button.
  5. On the next page, enter the information required for the card application.
  6. Enter your First Name, Last Name, Address, Zip Code, City&State, Primary Phone, Phone Type, Email Address, DOB and Annual Net Income.
  7. Then click on Continue button and follow the on-screen instructions to complete your application process.

GAP Credit Card Registration

If your card application get approved and your card is deliver to your address. Then next step is to register your card for online access. After your card registration you can login to your account and can make the payment. Follow these steps to complete your registration process:

  1. Go to the official website of GAP Credit Card- from your web browser.
  2. Once the page opens, click on LOGIN.
  3. On the login page, click on Register.
  4. Now enter your Card Number and Zip Code.
  5. Then click on Continue button.
  6. Next follow the prompts on the screen to register the account.

GAP Credit Card Login

After the registration, now you can easily login to your account and can make payments and check the reward points your earn.

Follow these steps to log in to your account :

  1. Go to the official website of GAP Credit Card- from your web browser.
  2. Once the page opens, click on LOGIN.
  3. On the login page, enter your login credentials.
  4. Enter your User ID and Password.
  5. Then click on Secure Login button.
  6. And you’ll be logged in to your account.

Late Fees For GAP Cards

There are two types of Late fees which are associated with GAP Cards:-

  • $27 late fees, if it is the first time of missing GAP Credit Card Payment when taken the last six months into consideration
  • $37 late fees, if you have already missed GAP card payment in the previous six months


Here are some common questions customers have asked:

Q.1 Can I purchase a gift card online with my Gap Inc. Credit Card?

Yes, gift cards are available for purchase online with both Gap Inc. Credit Cards and Gap Inc. Visa Credit Cards.

Q.2 Where and how can I redeem my Rewards?

You can redeem your Rewards at the following brands: Old Navy, Gap, Gap Factory, Banana Republic, Banana Republic Factory and Athleta in the U.S., (including Puerto Rico) and Canada.

Q.3 Can I use my Rewards to pay my bill?

Rewards cannot be used to make payments toward your account. Rewards can only be used toward purchases of merchandise made in-store or online at Old Navy, Gap, Gap Factory store, Banana Republic, Banana Republic Factory store or Athleta in the U.S. (including Puerto Rico) and Canada.

Customer Service

If you have any query related to your GAP credit card, you can contact to their team.

Customer Service Number: 866-450-4467.

Myrtle Knox

Myrtle Knox is an award-winning reporter, editor, and writer. Her stories about banking, credit cards, insurance, economics, small business, and other subjects have been featured by the Los Angeles Times, Washington Post, Bankrate, Credit Karma, Bookmarks Magazine, FOX Business, CNBC, Yahoo! Finance, and dozens of major U.S. newspapers. Her articles have been cited in seven nonfiction books and two U.S. Congressional hearings. She edits nonfiction, memoir, and fiction, and contributes to Kirkus Reviews. Marcie holds a bachelor’s degree in English from UCLA and MBA from Pepperdine University.

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