Banking

How to Check a Mastercard Gift Card Balance in 2022?

If you were given the chance to suggest the type of gift you should get from a loved one, what would you pick? A MasterCard gift card is one option you can choose always as a reward on your graduation or birthday. Instead of someone having to guess what you would like, they can simply reward you with a gift card, which you can then use to buy whatever you need.

Once you get it, you can use a MasterCard gift card to make purchases in stores all over the world. All you need is to watch out for signs that the merchant accepts a MasterCard debit card. However, you can only use your MasterCard prepaid card to make payments with it if you have sufficient balance in it.

That’s why it is important to check the MasterCard gift card balance before using it to make a purchase. If you don’t, you could end up embarrassed or with unnecessary delays when it comes to processing your transaction.

How to Check a Balance on a MasterCard Gift Card?

To check your MasterCard gift card balance, all you need to do is to take a few simple steps. The good thing is that you can do it virtually anywhere for as long as you have internet access on a computer, landline or cell phone. You can check the balance on your MasterCard gift card using any of the following methods.

1. Checking Balance through the Phone

Step 1. At the back of your gift card, there is a telephone number you can call to check your account balance. Flip your card and check it out. You will find it at the top of the card or just below the signature space.

Step 2. Once you locate the number, dial it. You will be connected to the customer service representatives from the card issuer or a machine. Listen carefully for the automatic prompts and do everything you are asked to, without leaving anything out.

Step 3. As soon as you are through with the process, you should be able to get your current MasterCard gift card balance. It is important that you memorize or write it down to ensure that it’s enough to make the payment at hand.

2. Checking Balance Online

Step 1. Every MasterCard gift card has a website address at the back. You will find this just under the telephone number. So you can hardly miss it.

Step 2. Open the website and click ‘Gift Card’. On the next page, enter the MasterCard gift card number together with the 3-digit security number found on the card at the back.

Step 3. Once you submit the information, you will receive your account balance. You may memorize it or write it down.

Did you receive a MasterCard Gift Card from a popular retailer? Check your Gift Card balance using one of the links below:

Why It Is Important to Know Your MasterCard Gift Card Balance?

Without proper knowledge of your card balance, it will be hard to know how much the cashier should deduct. If you find that the balance is less than your total bill, then you may have to pay with the gift card together another payment method.

Myrtle Knox

Myrtle Knox is an award-winning reporter, editor, and writer. Her stories about banking, credit cards, insurance, economics, small business, and other subjects have been featured by the Los Angeles Times, Washington Post, Bankrate, Credit Karma, Bookmarks Magazine, FOX Business, CNBC, Yahoo! Finance, and dozens of major U.S. newspapers. Her articles have been cited in seven nonfiction books and two U.S. Congressional hearings. She edits nonfiction, memoir, and fiction, and contributes to Kirkus Reviews. Marcie holds a bachelor’s degree in English from UCLA and MBA from Pepperdine University.

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